2026 Volvo XC90

Lease structure

Color

blue

Location

Florida

Monthly (base)

$689/mo + tax

Due at signing

$4,248

Term

36 months

Miles / year

7,500

Money factor

0.00140 (3.4% APR)

Residual

58%

MSRP

$71,800

Selling price

$63,507

Broker fee

$699

How this scores

• Clutch Score

  MSRP vs. effective monthly — higher means more car for the payment
  48
• Discount off MSRP

  11.6% off vs ~8% brand avg
• Money factor vs buy rate

  0.4% APR markup
• Effective monthly vs segment

  $826/mo effective vs ~$550 segment
• Drive-off level

  $4248 down (~6.2 payments)
• Broker fee vs market

  $699 vs ~$500 market

Available in Florida

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