2026 Hyundai IONIQ 5

Lease structure

Color

gray

Location

Northern California

Monthly (base)

$341/mo + tax

Due at signing

$2,994

Term

36 months

Miles / year

7,500

Money factor

0.00237 (5.7% APR)

Residual

54%

MSRP

$39,840

Selling price

$38,440

Broker fee

$0

How this scores

• Clutch Score

  MSRP vs. effective monthly — higher means more car for the payment
  52
• Discount off MSRP

  3.5% off vs ~8% brand avg
• Money factor vs buy rate

  2.7% APR markup
• Effective monthly vs segment

  $424/mo effective vs ~$550 segment
• Drive-off level

  $2994 down (~8.8 payments)
• Broker fee vs market

  no broker fee

Available in Northern California

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