2026 BMW X5

Lease structure

Location

Tri-state (NY/NJ/CT)

Monthly (base)

$823/mo + tax

Due at signing

—

Term

39 months

Miles / year

7,500

Money factor

—

Residual

—

MSRP

$83,500

Selling price

—

Broker fee

$699

How this scores

• Clutch Score

  MSRP vs. effective monthly — higher means more car for the payment
  55
• Discount vs brand

  no MSRP/selling price
• Money factor

  no money factor
• Effective monthly vs segment

  $841/mo effective vs ~$550 segment
• Drive-off

  no drive-off amount
• Broker fee vs market

  $699 vs ~$500 market

Available in Tri-state (NY/NJ/CT)

Auto Ninjas