2026 Kia K4

Lease structure

Color

black

Location

Northern California

Monthly (base)

$273/mo + tax

Due at signing

$1,777

Term

36 months

Miles / year

10,000

Money factor

0.00230 (5.5% APR)

Residual

62%

MSRP

$24,635

Selling price

$24,111

Broker fee

$0

How this scores

• Clutch Score

  MSRP vs. effective monthly — higher means more car for the payment
  42
• Discount off MSRP

  2.1% off vs ~8% brand avg
• Money factor vs buy rate

  2.5% APR markup
• Effective monthly vs segment

  $322/mo effective vs ~$550 segment
• Drive-off level

  $1777 down (~6.5 payments)
• Broker fee vs market

  no broker fee

Available in Northern California

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