2026 Kia K5

Lease structure

Location

Washington

Monthly (base)

$396/mo + tax

Due at signing

$2,252

Term

24 months

Miles / year

10,000

Money factor

0.00204 (4.9% APR)

Residual

69%

MSRP

$32,325

Selling price

$30,386

Broker fee

$0

How this scores

• Clutch Score

  MSRP vs. effective monthly — higher means more car for the payment
  37
• Discount off MSRP

  6.0% off vs ~8% brand avg
• Money factor vs buy rate

  1.9% APR markup
• Effective monthly vs segment

  $490/mo effective vs ~$550 segment
• Drive-off level

  $2252 down (~5.7 payments)
• Broker fee vs market

  no broker fee

Available in Washington

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