2026 Kia Niro Hybrid

Lease structure

Location

California - Los Angeles

Monthly (base)

$275/mo + tax

Due at signing

$3,224

Term

36 months

Miles / year

10,000

Money factor

0.00228 (5.5% APR)

Residual

57%

MSRP

$29,585

Selling price

$27,174

Broker fee

$699

How this scores

• Clutch Score

  MSRP vs. effective monthly — higher means more car for the payment
  43
• Discount off MSRP

  8.1% off vs ~8% brand avg
• Money factor vs buy rate

  2.5% APR markup
• Effective monthly vs segment

  $384/mo effective vs ~$550 segment
• Drive-off level

  $3224 down (~11.7 payments)
• Broker fee vs market

  $699 vs ~$500 market

Available in California - Los Angeles

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