2026 BMW X3

Lease structure

Location

CA

Monthly (base)

$399/mo + tax

Due at signing

$3,000

Term

39 months

Miles / year

7,500

Money factor

—

Residual

—

MSRP

$53,000

Selling price

—

Broker fee

$799

How this scores

• Clutch Score

  MSRP vs. effective monthly — higher means more car for the payment
  59
• Discount vs brand

  no MSRP/selling price
• Money factor

  no money factor
• Effective monthly vs segment

  $496/mo effective vs ~$550 segment
• Drive-off level

  $3000 down (~7.5 payments)
• Broker fee vs market

  $799 vs ~$500 market

Available in CA

LuxConcierge