2026 Hyundai IONIQ 5

Lease structure

Color

silver

Location

Northern California

Monthly (base)

$405/mo + tax

Due at signing

$3,440

Term

36 months

Miles / year

7,500

Money factor

0.00233 (5.6% APR)

Residual

55%

MSRP

$48,050

Selling price

$45,050

Broker fee

$0

How this scores

• Clutch Score

  MSRP vs. effective monthly — higher means more car for the payment
  53
• Discount off MSRP

  6.2% off vs ~8% brand avg
• Money factor vs buy rate

  2.6% APR markup
• Effective monthly vs segment

  $501/mo effective vs ~$550 segment
• Drive-off level

  $3440 down (~8.5 payments)
• Broker fee vs market

  no broker fee

Available in Northern California

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