2026 Toyota Tacoma 4WD

Lease structure

Location

California - San Diego

Monthly (base)

$279/mo + tax

Due at signing

$1,912

Term

36 months

Miles / year

10,000

Money factor

0.00216 (5.2% APR)

Residual

74%

MSRP

$42,999

Selling price

$36,560

Broker fee

$0

How this scores

• Clutch Score

  MSRP vs. effective monthly — higher means more car for the payment
  72
• Discount off MSRP

  15.0% off vs ~8% brand avg
• Money factor vs buy rate

  2.2% APR markup
• Effective monthly vs segment

  $332/mo effective vs ~$550 segment
• Drive-off level

  $1912 down (~6.9 payments)
• Broker fee vs market

  no broker fee

Available in California - San Diego

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