2026 Kia K4

Lease structure

Color

gray

Location

Florida

Monthly (base)

$229/mo + tax

Due at signing

$3,191

Term

36 months

Miles / year

10,000

Money factor

0.00230 (5.5% APR)

Residual

62%

MSRP

$24,900

Selling price

$22,808

Broker fee

$699

How this scores

• Clutch Score

  MSRP vs. effective monthly — higher means more car for the payment
  41
• Discount off MSRP

  8.4% off vs ~8% brand avg
• Money factor vs buy rate

  2.5% APR markup
• Effective monthly vs segment

  $337/mo effective vs ~$550 segment
• Drive-off level

  $3191 down (~13.9 payments)
• Broker fee vs market

  $699 vs ~$500 market

Available in Florida

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