2026 BMW X3

Lease structure

Color

blue

Location

Florida

Monthly (base)

$607/mo + tax

Due at signing

$3,007

Term

39 months

Miles / year

10,000

Money factor

0.00170 (4.1% APR)

Residual

57%

MSRP

$58,600

Selling price

$52,449

Broker fee

$699

How this scores

• Clutch Score

  MSRP vs. effective monthly — higher means more car for the payment
  46
• Discount off MSRP

  10.5% off vs ~8% brand avg
• Money factor vs buy rate

  1.1% APR markup
• Effective monthly vs segment

  $702/mo effective vs ~$550 segment
• Drive-off level

  $3007 down (~5.0 payments)
• Broker fee vs market

  $699 vs ~$500 market

Available in Florida

Leasehackr PND