2026 Kia K5

Lease structure

Location

Florida

Monthly (base)

$305/mo + tax

Due at signing

$3,219

Term

36 months

Miles / year

10,000

Money factor

0.00229 (5.5% APR)

Residual

62%

MSRP

$30,000

Selling price

$27,555

Broker fee

$699

How this scores

• Clutch Score

  MSRP vs. effective monthly — higher means more car for the payment
  40
• Discount off MSRP

  8.2% off vs ~8% brand avg
• Money factor vs buy rate

  2.5% APR markup
• Effective monthly vs segment

  $414/mo effective vs ~$550 segment
• Drive-off level

  $3219 down (~10.6 payments)
• Broker fee vs market

  $699 vs ~$500 market

Available in Florida

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