2026 BMW X1

Lease structure

Color

black

Location

California - Los Angeles

Monthly (base)

$460/mo + tax

Due at signing

$2,960

Term

39 months

Miles / year

7,500

Money factor

0.00170 (4.1% APR)

Residual

57%

MSRP

$45,400

Selling price

$40,498

Broker fee

$699

How this scores

• Clutch Score

  MSRP vs. effective monthly — higher means more car for the payment
  46
• Discount off MSRP

  10.8% off vs ~8% brand avg
• Money factor vs buy rate

  1.1% APR markup
• Effective monthly vs segment

  $554/mo effective vs ~$550 segment
• Drive-off level

  $2960 down (~6.4 payments)
• Broker fee vs market

  $699 vs ~$500 market

Available in California - Los Angeles

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