2026 BMW 228

Lease structure

Color

white

Location

New Jersey

Monthly (base)

$405/mo + tax

Due at signing

$4,147

Term

39 months

Miles / year

7,500

Money factor

0.00095 (2.3% APR)

Residual

58%

MSRP

$45,900

Selling price

$39,933

Broker fee

$699

How this scores

• Clutch Score

  MSRP vs. effective monthly — higher means more car for the payment
  48
• Discount off MSRP

  13.0% off vs ~8% brand avg
• Money factor vs buy rate

  at or below program buy rate
• Effective monthly vs segment

  $529/mo effective vs ~$550 segment
• Drive-off level

  $4147 down (~10.2 payments)
• Broker fee vs market

  $699 vs ~$500 market

Available in New Jersey

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