2026 BMW X5

Lease structure

Location

SoCal

Monthly (base)

$998/mo + tax

Due at signing

$5,000

Term

60 months

Miles / year

—

Money factor

0.00038 (0.9% APR)

Residual

—

MSRP

—

Selling price

—

Broker fee

$699

How this scores

• Discount vs brand

  no MSRP/selling price
• Money factor vs buy rate

  at or below program buy rate
  +36
• Effective monthly vs segment

  $1093/mo effective vs ~$550 segment
• Drive-off level

  $5000 down (~5.0 payments)
  +4
• Broker fee vs market

  $699 vs ~$500 market
  +4

Available in SoCal

GC Auto